Our team will send a direct deposit directly to your account.
Please allow up to 24 business hours for the reception of funds.
Your loan is repaid by pre-authorized debits directly from your bank account.
You can view your payment schedule in your profile.
You must contact us at least 72 business hours prior to the date of withdrawal.
A service fee of $35.00 applies, however you will not have to pay an NSF fee.
Please not that you cannot report your first or last payment.
In the event of default, we will transfer your file to our legal team who will take the necessary mean to recover your debt, such as legal steps that could lead to the seizure of your property. Please note that all recovery costs will be borne by the borrower in accordance with the law.
Yes, our services meet the highest standards in the financial industry.
We use the same procedures as the large financial institutions.
We will never have access to your bank account.
No, we only have access to the information that allows us to make a decision regarding your request.
We will never have access to your bank account or your password.
Your password can be changed at any time you just have to click select the "forgot password " in the login page
If you forget your password, click on the forgot password link on the login page.
Enter the email associated with your account and click on Reset Password.
You will receive an email with further instructions on how to reset your password. If you do not receive the email, please check your spam.
You must earn a minimum net income of $1500.00 per month.
Yes, we only offer our services to British Columbia citizens.
If your request has been approved and the contract is signed and returned by 1:20 p.m., you will get your funds by the end of the day.
Otherwise, allow 24 business hours for the amount to be deposited into your account.
Your application may be refused for one or more of the following reasons :
-Unstable employment history
-Numerous bad payments made to your account
-Incomplete form or inaccurate information
-Bankruptcy
-High short-term debt level
No, unfortunately we only offer our services to clients who receive their payroll by direct deposit into a Canadian bank account.
We only accept people who receive their salary by direct deposit.
Yes, you must have been employed for at least 2 months.
Easy Loan specializes in loan endorsement, which means that we are a company dedicated to helping individuals obtain the loans they need to achieve their financial goals. We act as an intermediary between lenders and borrowers by offering loan endorsement services.
Loan endorsement is a process that involves the guarantee of a third party for a loan. By acting as a guarantor, we can help borrowers obtain a loan on favorable terms where in many cases they will be refused due to a lack of credit history or a poor credit score.
The services offered by our company include the analysis of the borrower's needs, the negotiation of loan conditions and the management of renewals. Our company can also provide financial advice to help borrowers improve their financial situation and obtain future loans.
We offer guaranteed loans ranging from $300 to $1000 and up to $1750 for a renewal by endorsing you in the face of a lender.
That allows you to access your loan despite an unfavorable debt ratio or a lack of credit history.
The surety reduces the risk to the lender on your behalf.
To request a loan, click on the "Apply" button and complete the request form.
An application can be completed in as little as 2 minutes with our instant bank verification system.
No, the only signature required is that of the contract and it is done electronically.
No documents to fill out and return by mail.
The lenderwill send a direct deposit directly to your account. Please allow up to 24 business hours for the reception of funds.
The lender's annual interest rate is 30% for each loan.
A endorsment fee will also be applied to your loan.
At Easy Loan, we’re here to help you when you’re in need
with a fast and simple process.
