A simple online application. A quick decision. Funds deposited directly into your account.
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Select your loan amount
From application to deposit
Apply online or by phone, with no credit bureau check. Sign electronically and skip the paperwork.
Your application is reviewed to check your income and expenses. Your personal information stays protected.
If your application is accepted, receive your funds by direct deposit. Repay through pre-authorized debits.
We’re on your side
A fast and simple process, with agents ready to help when you have questions.
All online loan applications are reviewed to ensure that you are able to repay the loan amount. Your request will therefore also be analyzed. This analysis includes, but is not limited to, the following:
We check your bank account to make sure you haven't made multiple bad payments;We check that your income and expenses meet our criteria.
After analysis, if your file meets all our requirements, your request will be ACCEPTED.
You will have to pay a fee of $50 at the end of your contract if a payment is refused for insufficient funds or otherwise. However, this will not affect your credit score at Easy Loan. Note that we will not report your file to the credit bureaus. If you should delay a payment, notify us by phone or email 72 hours in advance. A fee of $35 will be added at the end of your contract. Repay your loan assiduously and we assure you unparalleled service during your next renewal.
The APR on the amount borrowed from the lender is 30%.
Our collection practices are responsible and comply with the legal provisions in force in Canada. In the event of a problem during the repayment of your personal loan, our collection agents will make sure to find an agreement according to your repayment capacity. Interest is added to the unpaid balance when you fail to make the required payments. As a borrower, you are responsible for your loan and all associated legal fees.
Renewing your loan does not happen automatically. You must request it.
The repayment terms for our loans are between 3 and 6 months.
